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Approaches to Underwriting Disability Insurance
distribution channel, whether you are selling to brokers direct or using the Internet, which is starting to show ... your distribution. If you're going to sell it direct to the employer, through a broker, which is the ...- Authors: Robert Beal, Anne Mitchell, Carl Amick, Scott Haglund
- Date: Oct 1999
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Public Policy
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Profitable Management of Individual Disability Lines of Business
that the disability income line is covering its direct expenses -- those that are charged directly to ... directly charged, I include the systems costs for the direct operations. I'm hoping to shoot on this particular ...- Authors: Robert Beal, Thomas S Bell, Charles M Waldron, Jeffrey J Bell
- Date: Oct 1991
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Nontraditional Individual Disability Reinsurance: What is It and Has Its Time Arrived?
Nontraditional ... the portion of that risk to the reinsurer. The primary objective is simply to share the risk between the ... 10 RECORD, Volume 24 and direct operating expenses. The refund is paid only in ...- Authors: Robert Beal, Arthur Garrison
- Date: Jun 1998
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance; Reinsurance>Health reinsurance
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Design Of Individual Disability Products
have rather subtle differences, and that has made direct price comparisons difficult. To some extent, that ... rate for all occupational classes? Would anybody care to comment on that? MR. HOPPER: Well, I think we ...- Authors: Robert Beal, Charles DeWeese, Gerald A Fryer, Monte J Hopper, David Libbey
- Date: Jun 1985
- Competency: Technical Skills & Analytical Problem Solving>Innovative solutions; Technical Skills & Analytical Problem Solving>Process and technique refinement
- Publication Name: Record of the Society of Actuaries
- Topics: Health & Disability>Disability insurance
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Individual Disability Morbidity Trends
Individual Disability Morbidity Trends This open forum begins with a presentation of the ... encompass the three highest underwriting classes for direct rider. This shows that the higher the occupation ...- Authors: Robert Beal, Douglas Taylor, Paul George Ziobrowski
- Date: May 2004
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability
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Report of the Individual Disability Experience Committee
Report of the Individual Disability Experience Committee This session discusses the progress ... sells less than 30 days anymore and probably don't care to from a pricing point. We want to look at whether ...- Authors: David Morgan Andreae, Robert Beal, Douglas Taylor
- Date: Jun 2003
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability
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Disability and Group Life Experience Studies: What Have We Learned?
Disability and Group Life Experience Studies: What Have We Learned? 2004 SOA Annual Meeting and ... is that something that came up in the long-term-care session about claims relating to obesity. Is there ...- Authors: Robert Beal, Thomas Corcoran, Susan R Sames, Roger L Martin
- Date: Oct 2004
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Experience Studies & Data>Disability; Experience Studies & Data>Mortality